Posts from August 28th, 2026
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28
Your Annual Florida Home Check-In: Four Things to Review
The information connected to a home does not stay the same forever. Property records are updated, loan balances change, improvements are completed, and nearby real estate activity creates new context.
Even when a move is not part of your plans, an annual review can help you understand what current sources show and identify details that may deserve a closer look. Four useful areas to revisit are estimated value, estimated equity, property information, and recent neighborhood activity.
1. Review Your Home's Estimated Value
An estimated home value can be a helpful starting point, but it is not a final determination. Automated estimates may draw from public records, recent sales, broader market activity, and available details about the property. They may not fully reflect condition, renovations, views, waterfront access, or a home's specific position within a building or community.
As you review an estimate, consider:
- Are the property det...
28
The Fed Isn't Setting Your Mortgage Rate: The 10-Year Treasury Is
What actually moves your rate before you decide to lock
If you're shopping for a home right now, you've probably heard some version of "wait for the Fed meeting." It's worth understanding what that means before you decide whether to lock in a rate or hold out for something better.
What's happening
The Federal Reserve meets September 15 and 16 and will announce a rate decision along with an updated economic outlook. Right now, the Fed's benchmark rate sits at 3.50% to 3.75%, where it's been since December, and markets are pricing in roughly a 68% chance the Fed holds steady again, with about a 32% chance of a small increase. A cut is essentially off the table.
That's a meaningful shift from just a few weeks...
